Terms of Use

Introduction

This Website is published by Alteris LLC. These terms and conditions between you and Alteris LLC, a Illinois limited liability company, govern your use of alterisllc.com (“Website”); by using the Website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use the Website.

Eligibility

You may use the Service only if you can form a binding contract with Alteris LLC, and only in compliance with this Agreement and all applicable local, state, national, and international laws, rules and regulations. Any use or access to the Service by anyone under 13 is strictly prohibited and in violation of this Agreement. The Service is not available to any Users previously removed from the Service by Alteris LLC.

License to Use The Website

Unless otherwise stated, Alteris LLC owns the intellectual property rights of the material in this Website. Subject to the license below, all intellectual property rights are reserved.

You may view, download for caching purposes only, and print pages from the Website for your own personal use subject to the restrictions set out below and elsewhere in these terms and conditions.  You must not:

  • reproduce, duplicate, copy, or otherwise utilize material on this Website for any commercial purpose;
  • republish material from the Website (including republication on another website or app) except for as provided below including sell, rent or sub-license material from the Website;
  • edit or otherwise modify any material in the Website; or redistribute material from the site  without permission from Alteris LLC except as provided in Permitted Sharing below;

Sharing of Website Information

  • You may take a screenshot of partial content from the Website for sharing privately or on social media no more than five times a month provided such publication includes attribution to Gregory Pearl.
  • You may reproduce a reasonable excerpt from the Website for publication provided such publication includes attribution and link to gregorypearl.com. Such excerpt shall not to exceed 30% of content in the originating post or article.

Alteris LLC reserves the right to terminate any or all of these exceptions at any time globally or on an individual user basis.

Acceptable Use

You must not use the Website in any way that causes, or may cause, damage to the Website or Alteris LLC or Gregory Pearl or any partner, colleague, employee, subcontractor or business associate of the aforementioned.  You must not cause the impairment of the availability or accessibility of the Website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.  You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to the Website.  You must not use the Website for any purposes related to marketing without Alteris, LLC’s express written consent.  Alteris LLC reserves the right to restrict access to other areas of this website, or indeed this entire website, at Alteris LLC’s discretion.

Intellectual Property

Unless otherwise indicated, all content herein and their arrangement is: Copyright by Alteris LLC. All Rights Reserved. All materials are protected under the copyright laws of the United States and other countries throughout the world. Country of first publication: United States of America. Any unauthorized exhibition, distribution, or copying of the information contained herein or any part thereof may result in civil liability and criminal prosecution. If you want to copy material from this site, please contact Alteris LLC and Gregory Pearl for permission.

User Content

In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose. You grant to Alteris, LLC a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to Alteris LLC the right to sub-license these rights, and the right to bring an action for infringement of these rights.  Your user content must not be illegal or unlawful, must not infringe any third party’s legal rights, and must not be capable of giving rise to legal action whether against you or Alteris LLC, Gregory Pearl or a third party (in each case under any applicable law).  You must not submit any user content to the website that is/has ever been the subject of any threatened or actual legal proceedings or other similar complaint.  Alteris LLC reserves the right to edit or remove any material submitted to this website, or stored on Alteris LLC’s servers, or hosted or published upon this website.  Notwithstanding Alteris LLC’s rights under these terms and conditions in relation to user content, Alteris LLC does not undertake to monitor the submission of such content to, or the publication of such content on, the Website.

By posting any user content on the Website, you expressly grant, and you represent and warrant that you have all rights necessary to grant, to Alteris LLC a royalty-free, sub-licensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list information regarding, edit, translate, distribute, syndicate, publicly perform, publicly display, and make derivative works of all such user content and your name, voice, and/or likeness as contained in your user content, in whole or in part, and in any form, media or technology, whether now known or hereafter developed, for use in connection with the Website, Newsletter, and any other product now existing or later developed by Alteris LLC (and its successors’ and affiliates’) including without limitation for promoting and redistributing part or all of the Website and Newsletter (and derivative works thereof) in any media formats and through any media channels.

To Other Users: You also hereby grant each user of the Website a non-exclusive license to access your user content.

Information Provided By You

Please do not send Alteris anything that constitutes a trade secret or confidential and proprietary information without our prior permission. We are not in a position to accept such information, nor can we agree to obligations of nondisclosure or confidentiality with regard to submitted plans or information without a prior agreement. You agree that any information or materials that you, or individuals acting on your behalf, provide to Alteris will not be considered confidential or proprietary unless other arrangements have been specifically made. In those circumstances we are under no obligation to return any materials to the sender. We are not limited or restricted in any way from pursuing opportunities with others.  If confidential or proprietary information is necessary to complete project work or evaluate an engagement or business opportunity, please contact us to make a separate arrangement.

No Warranties

Alteris LLC, an Illinois Limited Liability Company and its principal, Gregory Pearl, is providing this website as an information service only.  By using the site or copying materials from the site, you agree to abide by the terms and conditions set forth in this section.  Nothing in the website constitutes, or is meant to constitute, financial advice of any kind.  If you require advice regarding any financial matter you should consult an appropriate professional.  You are aware of and agree that Alteris LLC and Gregory Pearl shall not be responsible for any loss that you suffer as a result of any financial transaction, regardless of whether or not you enter such transaction based on any way upon anything you learn from the website.

Nothing on this website constitutes an offer to sell or solicitation of an offer to buy any securities.  Nothing on this website constitutes professional advice or does any information on this site constitute a comprehensive or complete statement of the matters discussed or the law relating thereto.  No action should be taken or omitted to be taken in reliance upon information on this site.  Advice from a suitably qualified professional should always be sought for any particular matter or circumstances.

By using this website, you agree that Alteris LLC, Gregory Pearl and its associates is not your financial advisor and when it comes to making financial decisions, you are making your own decisions.

The website and its related services is provided on an “as-is” and “as available” basis.  Use of the website and related services are at your own risk.  To the maximum extent permitted by law, the website and service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purposes, or non-infringement, without limiting the foregoing, Alteris LLC, Its subsidiaries, managers and principals, and its licensors do not warrant that the content is accurate, reliable or correct, that the website and service will meet  your requirements, that the website and service will be available at any particular time or location, uninterrupted or secure, that any defects or errors will be corrected, or that the website and service is free of viruses or other harmful components.  Any content downloaded or otherwise obtained through the use of the website and service is downloaded at your own risk and you will be solely responsible for any damage to your computer system, mobile device(s) or for the loss of data that results from such download or your use of the website and service.

Alteris LLC and Gregory Pearl does not warrant the accuracy, currency or completeness of the information or the reliability of any advice, opinion, statement or other materials displayed on, or distributed through this website.  The information set forth in this website may contain inaccuracies and typographical errors.  You acknowledge that any reliance on such opinion, advice, statement, memorandum or materials shall be at your sole risk.

Alteris LLC and Gregory Pearl does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the website or any hyperlinked website or service. Alteris LLC and Gregory Pearl will not be a party to or in any way monitor any transaction between you and third-party providers of products or services.

THIS WEBSITE AND THE INFORMATION AND MATERIALS ON THIS WEBSITE ARE PROVIDED “AS IS.” ALTERIS SPECIFICALLY DISCLAIMS ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Fictitious Portrayals 

All stories, names, characters, companies, businesses, organizations, governments and incidents portrayed and discussed are fictitious.  No identification with actual persons (living or deceased), places, buildings, companies, businesses, governments, organizations and/or products and services is intended or should be inferred.

Limitations of Liability

To the maximum extent permitted by law, in no event shall Alteris, LLC, its managers, members, affiliates, business partners, agents, directors, employees, suppliers or licensors be liable for any direct, indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data or other intangible losses, that results from information contained on the website, the goods or use of inability to use, the website.  Under no circumstances will Alteris LLC or anyone associated with Alteris LLC be responsible for any investment of business/financial related decisions you make as a results of any information in the website.  Furthermore, under no circumstances will Alteris LLC be responsible for any damage or injury or loss resulting from hacking, tampering or other unauthorized access of use of the service, the website or the information contained therein.

To the maximum extent permitted by applicable law, Alteris LLC assumes no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content; (2) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our service and website or any information contained in the website; (3) any unauthorized access to or use of our servers and/or any information stored therein; (4) any interruption or cessation of transmission to or from the service; (5) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our service by any third party; (5) any bugs, viruses, trojan horses or the like that may be transmitted to or through our service by any third party; (6) any errors or omissions in any content or for any loss or damage incurred through our service by any third party; (6) any errors or omission in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the service; (7) violation of any person or entities intellectual property rights with respect to any content or goods, and/or (8) user content or the defamatory, offensive, or illegal conduct of any third party.  In no event shall Alteris LLC, its affiliates, agents, directors, employees, suppliers, or licensors be liable to you for any claims, proceedings, liabilities, obligations, damages, losses or costs in any amount exceeding the amount you paid to Alteris LLC hereunder.

This limitation of liability section applies whether the alleged liability is based on contract, tort, negligence, strict liability or any other basis, even if Alteris LLC has been advised of the possibility of such damage.  The foregoing limitation of liability shall apply to the fullest extent permitted by laws in the applicable jurisdiction.

The Website is controlled and operated from its facilities in the United States. Alteris, LLC makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable United States and local laws and regulations, including but not limited to export and import regulations.

Exceptions 

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.

Reasonableness

By using the Newsletter and Website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.  If you do not think they are reasonable, you must not use this website.

Other Parties

You accept that, as a limited liability entity, Alteris LLC has an interest in limiting the personal liability of its officers, business partners, agents, sub-contractors and employees. You agree that you will not bring any claim personally against Alteris LLC’s members, managers, officers, sub-contractors, business partners, agents or employees in respect of any losses you suffer in connection with the Website.  Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect Alteris LLC’s officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as Alteris LLC.

Unenforceable Provisions

If any provision of this website disclaimer is, or is found to be unenforceable under applicable law that will not affect the enforceability of the other provisions of this website notice and disclaimer.

Limitation of Damages

IN  NO EVENT SHALL ALTERIS LLC OR ITS OWNERS, MEMBERS, PARTNERS, PRINCIPALS, EMPLOYEES, SUBCONTRACTORS AS INDIVIDUALS BE LIABLE TO YOU OR ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, MULTIPLE, PUNITIVE OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE INFORMATION, CONTENT, MATERIALS, AND FUNCTIONS OF THIS WEBSITE OR ANY LINKED WEBSITE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You hereby indemnify Alteris LLC, Gregory Pearl (personally) and any and all Alteris LLC partners, employees, contractors or associates and undertake to keep those just mentioned indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid to a third party in settlement of a claim or dispute on the advice of Alteris LLC’s legal advisers) incurred or suffered by Alteris LLC and those just mentioned arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.

Terms and Conditions Breach

Without prejudice to Alteris LLC’s other rights under these terms and conditions, if you breach these terms and conditions in any way, Alteris LLC may take such action as Alteris LLC deems appropriate to deal with the breach, including suspending your access to the Website, prohibiting you from accessing the Website, blocking computers using your IP address from accessing the Website, contacting your internet service provider to request that they block your access to the Website and bringing court proceedings against you.

Variation of Terms

Alteris LLC may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of the Website from the date of the publication of the revised terms and conditions on this Website. Please check this page regularly to ensure you are familiar with the current version.

Assignment

Alteris LLC may transfer, sub-contract or otherwise deal with Alteris LLC’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.  You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.

Severability

If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

Tracking Data

This Website may use tracking tools and cookies. By using this Website and agreeing to these terms and conditions, you consent to our Alteris LLC’s use of cookies.

Third Party Links

The Website may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by Alteris LLC.  Alteris LLC does not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access a third party website from the Website, you do so at your own risk, and you understand that this Agreement and Alteris LLC’s Privacy Policy do not apply to your use of such sites. You expressly relieve Alteris LLC from any and all liability arising from your use of any third-party website, service, or content. Additionally, your dealings with or participation in promotions of advertisers found on the Service, including payment and delivery of goods, and any other terms (such as warranties) are solely between you and such advertisers. You agree that Alteris LLC shall not be responsible for any loss or damage of any sort relating to your dealings with such advertisers.

Changes

We reserve the right, at our sole discretion, to change, modify, add or remove any portion of this website or these terms, in whole or in part, at any time. Changes will be effective when posted. Your continued use of the website after any changes are posted will be considered acceptance of those changes.

We may also terminate, suspend or discontinue any aspect of this website, including the availability of any features of the website, at any time. We may also impose limits on certain features and services or restrict your access to parts or all of the website without notice or liability.

Entire Agreement

These terms and conditions constitute the entire agreement between you and Alteris LLC in relation to your use of the Website, and supersede all previous agreements in respect of your use of the Website.

Law and Jurisdiction

These terms and conditions will be governed by and construed in accordance with the laws of Illinois, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Illinois.